Private · No cost to review your options
Still making your mortgage payment but worried it’s getting harder every month?
If your income has changed or you’re concerned about keeping up with your mortgage, it may be worth reviewing your options before you fall behind.
How it works
Step 1
Complete the assessment
A few questions about your mortgage and your situation. It takes about three minutes.
Step 2
Upload requested documents
Your counselor tells you what is needed. You upload it securely in your private portal.
Step 3
Speak with a housing counselor
Review what may or may not be available for your servicer, loan type, and circumstances.
What this service is
We help homeowners across the United States organize their information and connect with a housing counselor who can explain what options may exist for their situation. What is available depends on your servicer, your loan type, program rules, and your individual circumstances. Some homeowners have several options; others have few or none.
Homestead Options is a private information and referral service. It is not a government agency and is not your mortgage servicer. We do not guarantee mortgage relief, approval, payment suspension, modification, forgiveness, or any particular outcome. Available options vary by servicer, loan type, program rules, and individual circumstances.